OUR SERVICES
Hard-To-Place Insurance
Have you recently had a large claim? Was your insurance cancelled or non-renewed? Does your business perform an out-of-the-ordinary and/or risky function? Insurance is available for every business out there, if you know where to look.
Hard-To-Place Doesn’t Mean Impossible to Insure
Certain types of business don’t fit the mold of a typical insurance company. Your business might be hard to place or high risk if it is listed below.
ARTISAN & SPECIALTY CLASSES
Appliance Repair & Installation
Carpenters
Cleaning & Janitorial Services
Demolition & Debris Removal
Electricians
Excavators
Handymen
HVAC Installers & Technicians
Landscapers
Painters
Plumbers
Roofing Contractors
Tree Trimming Services
Window Cleaners
RECREATION & LEISURE
Amateur Sports Leagues
Attractions
Boats & Marine Recreation
Bowling Alleys
Camps
Fitness & Exercise Centers
Golf Courses
Motor and Powersports
Swimming Pools
Trampoline Park & Jumpzone
Travel Across the US/Mexico Border
CONSTRUCTION
Builder's Risk
Custom Home Builders
General Contractors & Subcontractors
Home Remodelers
Railroad Contractors
HOSPITALITY
Adult Clubs
Bars, Pubs & Taverns
Bed & Breakfasts
Breweries
Comedy Clubs
Hotels & Motels
Jazz Clubs
Liquor Liability
Live Music & Event Venues
Lounges & Night Clubs
Restaurants
Sports Venues
RETAIL
Beauty & Personal Care Services
Car Dealerships with Open Lots
Car Washes
Clothing & Apparel
Convenience Stores
Grocery Stores
Home Goods
Laundromats
Pawn Shops
Self-Storage Facilities
Supply Stores
Tattoo & Body Piercing Shops
Upholstery Shops
Vape Stores
TRANSPORTATION
Cargo Shipping & Freight
Delivery Services
Dump Trucks & Haulers
Excess Auto
Limousine & Chauffeured Transport
Ocean Marine
Shuttle Services
Taxi Services
Towing Services
Trucking
Valet Parking
HEALTHCARE
Allied Medical Providers/Medical Liability
Cannabis Dispensaries
Hospitals
Medical Malpractice
Medical Research & Manufacturing
Senior Care & Assisted Living Facilities
SPECIALTY
Aviation
Churches & Religious Institutions
Energy
Equipment Rental
Garage & Repair Shops
Inland Marine
Manufacturing, Wholesalers & Distributors
Non-Profit & Volunteer Organizations
Premises & On-Site Liability
Public Entities
Recall
Special Events
Storage & Warehouse
Terrorism
Workers' Compensation
Understanding Hard-To-Place Insurance?
Insurance is the contractual transfer of the financial consequences of loss to another party. When you buy Insurance, an insurance company promises its duties, exclusions, and conditions under which they will cover you in the event of a loss.
There are various types of Insurance. All serve a special purpose, and you may not require most of them. Understanding your exposure to risk will help you know which policies your business will benefit from.
Here are the types of Insurance coverages you can buy:
Why Amadeus Insurance?
Our Specialists help find coverage that protects your assets at a price that works for you. Our professionals are trained and ready to help assess your needs so you can select the most appropriate coverage for your unique business. We work with the top Insurance carriers in the country so you can be sure that any carrier you choose with us will be a reliable one.
What Are My Business Insurance Coverage Options?
General Liability
Protects the business from loss due to bodily injury or property damage caused by its activities or products.
Business Owners Policy (BOP)
A type of policy contains coverage for various types of insurance all in one convenient package. It protects businesses from major property and liability risks.
Business/Commercial Auto
Covers the business from loss to one of its vehicles and from a liability loss in the event of an accident involving such vehicles.
Commercial Umbrella
An Excess Liability policy that provides additional coverage over the General Liability, Auto Liability and Employers Liability policies and may provide coverage over the limits set by the underlying policy and for other exposures.
Directors & Officers
This coverage protects the board of directors and other key officers of the company from loss caused by lawsuits.
EPL Insurance
EPL Insurance (Employment Practices Liability) Provides coverage to employers against claims made by employees alleging discrimination (examples: based on sex, race, age, or disability), wrongful termination, harassment, and other employment-related issues, such as failure to promote.
Workers Compensation
Required coverage covers the Workers Compensation requirements provided by state law and provides for payment of employee injuries.
Insurance Partners
We work with several Insurance partners to compare rates and get you the best insurance coverage and price possible. We shop dozens of carriers to find you the type of insurance that fits your needs, in addition to surplus lines.
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Related Protection
Auto Insurance
The open road is calling your name. So is the right insurance for your car. See what coverages fit your car, your lifestyle, and your budget.
Home Insurance
Someday your home may face theft, liability, fire, flood or natural disasters. That's why it's important to safeguard your most valuable asset with the best coverage.
Additional Coverages
Get coverage for nearly any asset you need to protect. Amadeus Insurance is the one-stop insurance shop. We provide insurance service for your car, home, business plus more.